Who Gets Covered?
The International Foundation of Employee Benefit Plans' study Health Care Benefits: Eligibility, Coverage and Exclusions contains 22 sample health care policies and summary plan descriptions.“Employers need to regularly look at the benefits they offer to make sure they’re reasonable yet current and competitive,” says Julie Stich, senior information/ research specialist at the International Foundation of Employee Benefit Plans. The Foundation’s study should help.
Health Care Benefits: Eligibility, Coverage and Exclusions contains 22 sample health care policies and summary plan descriptions, and reflects responses from 400 U.S. corporate benefit managers, professional service providers, public employers and multi-employer plans.
Almost all (99.7%) of surveyed respondents (corporations, public employers and professional service firms) offer health care benefits to full-time employees and 49.9% cover part-time employees.
Nearly all of the responding organizations, 99%, cover adopted and biological children, while 74% cover stepchildren and 42% cover foster children (Figure 4).
A large majority of health care benefits, 92%, cover opposite-sex spouses, while 37.5% cover same-sex unmarried domestic partners, 30% cover opposite-sex, unmarried domestic partners, and 28.8% cover same-sex spouses (Figure 5).
Physician Compensation Levels Continue to IncreaseThe 2007 Physician Executive Compensation Survey identifies the trends and factors that drive change in physician executive compensation.
Why Some Companies Pay More for Health BenefitsThe 2007 SHPS Health Practices Study just might save some employers serious money.
Information, Communication Pose Biggest ProblemsA recent study revealed statistics marking the current trend of confusion that surrounds consumer-directed health (CDHC) plans.
WellPoint NextRX: Leading Healthy Change by Delivering the Total Benefit SolutionPBM Stakeholders Will Work to Leverage Investment in Prescription Drugs in 2008Health Savings Accounts (HSAs): Win-Win for Employers and EmployeesFreeing the Patients Can Save Our Health Care SystemIn 2011, when the first of the baby boomers become eligible for Medicare, the severity of the problem will begin to soar.
Health Literacy is Critical to Managing HealthEmployers and business coalitions alike continue to play a vital role this year in bringing the right resources to help employee education so that they are able to make the best choices for themselves.
All Eyes On the ConsumerMaking CDHC Plans WorkAdding supplemental health benefits and using first-dollar payment in your plan design may do the trick.
Shaping a Market that Works for ConsumersA key policy question that may be answered after the 2008 election cycle may well be what role the federal government, state governments and the private sector should have in developing standards.
Employers Lead the Way in 2008Leadership that historically has come from the private sector will continue in coming years as dwindling health care dollars inspire proactive approaches to moderating the cost-trend line.
Go For the GoldReward employees for healthy behaviors and reap the benefits.
Wellness, Engagement, and the Future in 2008Personal Health Records Empower ConsumersPersonal health records make tracking medical information easier for consumers.
Transforming Our Nation’s Health Care SystemExpanding Opportunities in the Consumer-Directed Health Care MarketProviding more benefits and access for previously uninsured.
Straight Talk About the U.S. Health Care SystemExpatriates 2008Personal Health Records Helping to Improve the Quality of CareCompanies See Health Education on the Bottom Line in 2008A.D.A.M.’s Benergy™ product combines our health and wellness center with benefits communications, Web-based enrollment and HR communications into a single portal for employees to use whenever they wish.
Transforming Health CareThe health care consumer revolution has two major imperatives, both equally important. The first
is economic: help control rising health care costs. The second is performance related namely, the
need to help improve the quality of care.
Directed Health Care In 2007: Creating Transparency In An Opaque MarketCurrent Outlook 2007 EditionA Look at the Year Ahead in Consumer-Directed Health Care. Read all about it in our current Outlook 2007 edition.
Solutions OutlookAnnual Outlook from the Industry's Top Experts
Look for 2010 Solutions Outlook in early March! Members of CDHC Solutions and EmployersWeb.com receive complimentary copies-- register as a free member!Inside Outlook 2008: The Future of CDHCBy Regina Herzlinger, Ph.D. Harvard Business School
Outlook 2008
CDHC Solutions magazine
Volume 4 issue 1