Supplemental Health
AlwaysCare Benefits Extends Dependent Age Limit for Vision and Dental CoverageAlwaysCare Benefits, Inc. will extend the age limits for dependents covered under its dental and vision insurance plans to age 26 starting September 1, 2010
Transition Optical Challenges HR Managers to "See The Savings" Possible with Premium Vision BenefitsPromotion, Publicity of Healthy Sight Calculator at Industry Events Give Employers, Benefits Professionals Chance to Try Interactive Tool and Enter to Win Cash Prizes
Supplement Core Medical Plan with Accident, Critical Illness Insurance Don’t all employers today want to offer their employees a rich benefit plan? But in reality, many can only afford one with higher deductibles and co-insurance. More employers are finding themselves in this position, and you may be among them.
AUL Named a Voluntary Sales Growth LeaderThe Employee Benefits Division at American United Life Insurance Company® (AUL), an OneAmerica company, has been named a Voluntary Sales Growth Leader by Eastbridge Consulting Group, Inc.
AlwaysCare Benefits Extends Dependent Age Limit for Vision, Dental Coverage AlwaysCare Benefits, Inc., one of the fastest-growing insurance providers in the country, will extend the age limits for dependents covered under its dental and vision insurance plans to age 26 (or up to age 30, if state-specific guidelines mandate) starting September 1, 2010.
AlwaysCare Benefits Launches Enhanced Vision Plans National benefits provider offers full‐service plans with no co‐pay for contact lenses and separate benefits for fitting services, materials.
BEMAS Integrates WiredCommute into PayDirect® SystemUsers Now Have New Option To Administer Commuter Benefits
OCI Study Shows Effectiveness of Return to Work ProgramConner Strong Signs Agreement with Free & Clear to Offer Quit For LifeConner Strong, an insurance, risk management, and benefits firm, announced an agreement with Free & Clear Inc., and its parent company, Inverness Medical Innovations
AlwaysCare Benefits Offers Online Enrollment for OnePlus Individual BenefitsAlwaysCare Benefits, Inc., has added new options to its OnePlus Individual Dental and Vision benefit plans.
Guardian Offers Enhanced Disability Insurance Coverage for New York Small BusinessesThe Guardian Life Insurance Company of America (Guardian) announced it will offer enhanced New York disability insurance coverage to businesses with less than 50 employees.
Securian Expands Group Life Insurance Distribution with Brokerage PurchaseSecurian Financial Group has purchased Ochs, Inc., a St. Paul, Minn.-based employee benefits brokerage with a client base composed primarily of public sector employers in Minnesota.
Employees Don't See What They Are Missing Without Vision BenefitsBy Wendy Marshall Assistant Vice President, Corporate Benefits Medstar Health Inc.
Help Employees Help Themselves - Health & Wellness, Financial Advice & Guidance in the Workplace Guardian Widens Availability of Critical Illness PlansRecent Enhancements Make The Plan Accessible For More Employers And Employees
Trustnode Increases Short-Term Disability Benefit Participation Rate 4XOnline, Animated Cartoon-driven, Interactive Platform Better Engages, Educates Employees about Voluntary Benefits Offerings
AlwaysCare Benefits Meets Market Need with Affordable New Group Critical Illness, Accident Plans More Americans than ever are surviving critical illnesses and injuries, yet even with health care coverage, they are finding it difficult to survive financially.
City of Tucson Integrates CIGNA's Medical, Dental Plans for Employees, Reducing Coverage CostsEmployees of the city of Tucson can choose their dental plan as offered by CIGNA.
Disability Programs Can Fight Soaring Absence CostsAlwaysCare Benefits Introduces AlwaysCare OnePlus Affordable Individual Dental and Vision Benefits New product provides individuals and their families greater benefits
Guardian Helps Business Owners Reduce Dental Insurance CostsWider Selection of Annual Maximum Rollover Options and Incentives for In-Network Care
MetLife Honored with Industry-wide Center of Excellence Certification for Customer-Driven QualityMarks the Fifth Consecutive Year MetLife has Earned this Prestigious Designation
Companies Face Worker, Health Care Challenges as Millennium Closes Overall Outlook for 2010
Maximize Corporate Value When Implementing Parity ActMental health parity has been misunderstood as long as it has been debated. The cost concerns expressed for many years have been eliminated, with years of experience showing the beneficial corporate and improved health effects of recognizing the mind-body relationship.
Guardian Offers Critical Illness Insurance AdviceSix Questions to Ask Yourself before American Heart Month Ends
Reports of Limited Medical Plans’ Demise ExaggeratedLimited medical plans find a place in health reform and continue to evolve as coverage gaps widen.
Working Family Caregivers Unprepared for ChallengesA recent survey sheds new light on the challenges that face employees who are caring for aging loved ones.
Employees with Depression Generate Higher Absentee CostsDespite Treatment, Employees with Depression Generate Higher Absentee Costs, According to Thomson Reuters Study
Healthy Sight Calculator Demonstrates Value of Premium Vision BenefitNew Online Tool Shares Medical Savings and Productivity Gains Possible With Regular Vision Care and Quality Vision Wear
New Metlife Dental Health Manager LaunchedProgram Provides a Comprehensive Approach to Dental Disease Management
Aflac Becomes the Most Preferred Carrier for Voluntary Insurance Among BrokersA survey of 358 brokers finds Aflac is the number one preferred carrier for voluntary insurance among brokers.
New Hearing Savings Program Available to all AlwaysCare MembersNew Hearing Savings Program Available to all AlwaysCare Members
U.S. Health Bill Passes Crucial Senate TestIn a middle-of-the-night vote, Democrats unanimously backed the first in a series of three procedural motions to cut off debate and move the bill to a final vote by at least Christmas Eve.
Companies Expanding EAP OfferingsShort-Term Counseling Often Cheaper Than Therapy Through Medical Plans
EAP's Effective in Managing Health Care CostsEAPs Increasingly Seen As Effective Tool in Managing Health Care Costs, Enhancing Employee Productivity
New Data Show Delta Dental Continues Offering Largest Nationwide Network of DentistsNew report shows that Delta Dental maintains the largest network of dentists in the nation.
Critical Illness Insurance Can Ease Financial Burden Bundling Health Plans with Critical Illness Insurance Can Shield Enrollees from the Financial Shock of a Medical Emergency
Easing the Burden of Cancer through Prevention and Early DetectionPopularity of Pet Health Insurance Grows, More Options Now AvailableKroger Personal Finance Adds Accident Coverage
Americans Don’t Understand Long-Term Care Insurance Prudential Research Shows Most Workers Aren’t Prepared for a Long Illness
American General Life Companies’ Employee Benefit Solutions Division Changes Dental NetworkSmileMaxSM Network new provider for dental PPO plan
Fringe Benefit Group Expands Limited Medical Plan OfferingFringe Benefit Group Expands Limited Medical Plan Offering with Addition of Coinsurance-based Plan; Framework Health Plan EI Series is Now Available
Why Employers Can’t Afford Not to Offer Fertility Benefits Employers who support their covered insured's desire for a baby with programs that put their well-being and safety first will find there are corporate benefits as well.
Sun Life Financial and Humana Join Together to Offer a Greater Choice of Dental Plans The Employee Benefits Group division of Sun Life Financial Inc. today announced that it has entered into an agreement with Humana to offer a greater choice of dental plans to employer groups in select markets.
Health Insurance Innovation Is PossibleFormer U.S. Secretary of Health and Human Services Tommy Thompson References Liazon on Larry King Live
Diabetes Ten City Challenge Empowers People to Make Healthy ChangeWhen people are supported and empowered to make the necessary lifestyle changes to better manage a chronic disease, significant improvements are seen.
MetLife Provides New Resource to Help Employers, Brokers and Consultants Maximize Dental BenefitsWhitepaper Highlights Importance of Employee Communication, Engagement and Choice
MetLife Provides New Resource to Help Employers, Brokers and Consultants Maximize the Value of DentaWhitepaper Highlights Importance of Employee Communication, Engagement and Choice
Combine Disability Features for Greater FlexibilityDiscount Cards a Health Care AlternativeFor employers who need to reduce benefit expenses, there is an option that can help keep employees healthy and happy—health care discount cards.
Dental Network of America (DNoA) Acquires DenteMax, Owned by Blue Cross Blue Shield of MichiganExpanding on DNoA’s Dental PPO Network – the nation’s largest in terms of Access Points
Include Dental in Health Care Reform DiscussionsCIGNA International Launches Envoy Web Portal To Help Doctors, Hospitals Better Serve Expatriate PatCIGNA International launched the CIGNA Envoy Web Portal to help doctors and hospitals within the CIGNA International network better serve expatriate patients.
Survey: Employers Plan to Continue Mental Health Coverage with Parity LawRenaissance Healthy Savings Card Announces New Dental NetworkNow Includes Discounts on Chiropractic and Alternative Health
Despite Escalating Costs, Employee Healthcare Benefits Aren’t on the Chopping BlockEmployers Continue to Regard Healthcare Benefits Programs as Vital to Maintaining a Healthy, Productive and Loyal Workforce during a Down Economy
Disability Insurance Provides Critical Protection From Income Loss Due To Accident Or Illness Humana encourages you to assess your coverage in May, which is National Disability Insurance Awareness Month
Disability Insurance a Great Value That Protects Employers’ Greatest AssetCommon misconceptions about disability insurance lead employers to exclude it from their benefits packages. Protect your greatest investment--your employees--with affordable coverage.
New Research from EBRI: Many Support Lower Cost Sharing to Change Health Care System Use Many Americans support the use of lower cost sharing as an incentive to change the way individuals use the health care system
Guardian Highlight Significance of Critical Illness Insurance During National Stroke Awareness MonthCoverage Can Provide an Unrestricted Financial Lifeline for Americans Struggling With Serious Illnesses
FieldMedia Announces Convergence of Successful Web Communities With Launch of EmployersWeb.comJohn Hancock Introduces New Needs-Based Tools for Long-Term Care (LTC) Insurance MarketingNew materials help financial representatives sell LTC insurance in today's tough economic conditions
Renaissance Life and Health Insurance Company of America Debuts Individual Dental Insurance for RetiThe Importance of Dental Benefits in Overall Health and as an Element of Employee Wellness Programs2007 NADP Consumer Survey confirms dental benefits link to staff retention and improved oral health behaviors
En-vision A Healthy WorkforceA workforce that is aging, becoming more prone to diabetes, and using computers more and more is experiencing increased vision problems. Vision benefits are no longer a nice add-on, and eye care practitioners can be partners in preventing diseases and disorders, identifying early warning signs, and recommending innovative lens and protective wear.
Genworth Financial Expands Long Term Care Insurance Multi-Life OfferingFlexible, affordable multi-life insurance program now available for small businesses
The ROI for Targeted Therapies: A Strategic Perspective Assessing the Barriers and Incentives for Ad
Produced by the Deloitte Center for Health Solutions
Adoption of Personalized Medicine May Yield Significant ROITime to Achieve Benefit Varies Among U.S. Health Care Stakeholders, According to Deloitte Greatest ROI opportunity for consumers in shortest period of time
Silver&Fit, Healthyroads Offer Tips On Protecting Vision From BlindnessDuring National Glaucoma Awareness Month, Learn How to Improve Your Total Vision Health
What Employers Want From Health Insurers--NowIn 2008, PriceWaterhouseCoopers' research team surveyed senior executives at more than 100 large US-based multinational companies and more than 250 privately held small companies. The large companies each have an average of 8,000 employees and revenue of about $3 billion. The small employers each have a workforce of about 200 and less than $50 million in revenue. In addition, PwC surveyed more than 500 human resources executives separately on benefit plan design issues. This white paper discusses the results of this survey.
Bite Down on Dental Costs By Reevaluating Your Benefit DesignAll but overlooked by many health plan sponsors, dental coverage can be a significant source of cost savings and can be improved in ways that add considerable value. State-of-the art dental plan designs like those discussed in this article are likely to be welcomed by employees, who appreciate having dental coverage—especially if they are sharing a greater portion of the cost of their medical coverage.
AlwaysCare Benefits Expands Product PortfolioAlwaysCare Benefits Expands Product Portfolio With Addition of Group Life, Short Term Disability, and Long Term Disability
Fringe Benefit Group Announces Framework Passage; New Limited Medical PlanFringe Benefit Group Announces Framework Passage; New Limited Medical Plan Designed to Support High-Deductible Health Plans
Discount medical cardDiscount medical cards are not insurance policies, but provide access to discounts from participating health care providers.
vision insuranceVision insurance is a form of insurance that provides coverage for the services rendered by eye care professionals such as ophthalmologists and optometrists. There are many vision insurance companies. The typical vision insurance plan provides yearly coverage for eye examinations and partial or full coverage eyeglasses, sunglasses, and contact lenses, with or without copays, depending on the plan chosen.
Disability insuranceDisability insurance, often called disability income insurance, is a form of insurance that insures the beneficiary's earned income against the risk that disability will make working (and therefore earning) impossible.
Consumers/Employers Paying Almost $90 Billion Due to Under-Payments by Medicare and Medicaid‘Hidden tax’ leads to higher premiums for families and employers
New Short-Term Health Care Coverage Offered for Unemployed AmWINS Group Benefits’ BridgeCare makes temporary medical coverage readily available to 9.5 million unemployed Americans
Renewed Interest in Tax Exempt Benefit TrustsRecent changes in financial accounting reporting obligations have caused many employers, both public and private, to re-examine the overall economics of pre-funding retiree medical benefits.
Nurtur Transforms Traditional Disease Management with Work-Life FocusNew hybrid product delivers a single solution uniting work-life and health
Aetna Introduces i.Choose Voluntary BenefitsExpanded suite of offerings allows employees to choose what benefits are most important to them and gives employers an affordable way to offer coverage
Insurance for Long Lives Read how critical illness insurance can help relieve the financial impact of today’s uncovered health care expenses for employees and their families.
Affordable Disability SolutionsNearly 1 in 5 people in the United States will be disabled for a year or more during their working years. Voluntary plans allow employers to make disability benefits available to their employees despite a tight benefits budget.
Top 5 Reasons to Offer Executive Carve Out Plans2008 CDHC Superstar Awards: Pioneers in CDHC We've awarded top innovators in health care these coveted honors for excellence and innovation in the rapidly changing world of CDHC. Read about these outstanding companies and the people at their helm as they lead the way with innovative plan design, implementation, and leadership. Inside are the profiles of the winners and finalists in each of the 8 categories.
American Worker Plans Adds To Limited Medical BenefitsAmerican Worker Plans include telephonic medical assistance and retail clinics.
Pay for PerformancePay for Performance: an emerging movement in health insurance, in which providers are rewarded for quality of healthcare services
Engaging Employees With Wellness CoachingLearn how wellness coaches can make employees more proactive about their health
Supplemental Medical BenefitsWhat type of benefits are included in your health care plan?
Employees Look for Convenience and CoverageAs employees become savvier, are you ready to deliver comprehensive coverage and convenience-driven health benefits?
How Will You Handle the Largest Generation of Hearing Loss Victims Since World War II?Hearing loss emerges as a major workforce problem.
Catching the Employer’s Eye: Seven Trends in Vision BenefitsPhotochromics are as clear as regular lenses indoors; they darken outdoors depending on how bright it is—reducing eye strain and fatigue from glaring light and providing automatic protection from harmful UV rays.
Making CDHC Plans WorkAdding supplemental health benefits and using first-dollar payment in your plan design may do the trick.
A Core Benefits Package Will Include Supplemental Health ProductsAsk employers what their number one challenge is today, and almost every one will say "controlling medical insurance costs." No matter where you live, health care cost increases are on everyone's minds.
Expanding Pockets to Care for the ElderlyFooting health care bills for aging parents.
More Employers Considering Limited Health Benefits for Part-Time, Hourly EmployeesOffering limited benefit plans helps companies cut turnover and boost workplace appeal. Here's what to look for in the plan design.
A Supplemental Employee Benefit Whose Time Has ComeLet’s look at the numbers. A man who reaches age 65 has a 4 in 10 chance of needing long-term care at some point in his lifetime. For women, that chance is 7 in 10. And the need is not restricted to seniors.
Keeping an Eye on HealthNational eye care benefits provider VSP Vision Care reports that nearly 75 percent of all vision benefit plans offered nationally have a voluntary element, requiring employees to contribute to the premium cost.
Know Your Disability CoverageNothing is worse than finding out you've purchased a disability policy that fails to pay benefits on claims you believed would be covered.